Good news for doctors in the liberal sector. One of their flagship demands will finally see the light of day, namely the possibility of benefiting from medical coverage and retirement. This became possible thanks to the historic announcement of King Mohamed VI, during the last Speech from the Throne, to generalize social coverage to categories of liberal and independent professionals who did not benefit from it, in particular craftsmen, taxi drivers, doctors and architects.
Since then, this Big project has been moving forward, with speed and efficiency, also thanks to all the government departments involved in this social project. There is the National Social Security Fund (CNSS), the Ministry of Finance, the Ministry of Labor, the Ministry of Health etc.
On Tuesday April 20, the Governing Council, meeting by videoconference, adopted two draft decrees implementing Law No. 98.15 relating to the Basic Compulsory Health Insurance Scheme and Law No. 99.15 relating to the implementation of ” a pension scheme for the categories of professionals, self-employed workers and self-employed persons exercising a liberal activity.
The first draft decree (n ° 2.21.290), devoted to the enforcement mechanisms of the two aforementioned laws for the category of doctors, defines the Ministry of Health as the liaison body responsible for communicating to the National Social Security Fund ( CNSS) the information necessary for the registration of doctors and to determine the lump sum income of this category.
How much is the contribution of liberal doctors?
Reached Hespress Fr, the document of the draft decree 98.15 relating to the basic compulsory health insurance scheme and law n ° 99.15 relating to the establishment of a pension scheme for the categories of professionals, self-employed workers and self-employed persons exercising a liberal activity, defines the amount of the flat-rate income of liberal doctors on the basis of which the social contribution will be calculated.
That said, the same document signed by the Minister of Labor and the Minister of Health only refers to general practitioners and specialists, not to mention dentists and pharmacists. Contacted by us, a source at the CNSS assured us that ” certainly, this category will follow“.
Thus, and for general practitioners, the flat-rate income will correspond to 4 times the minimum wage (2,828 DHS). The amount will therefore be 11,312 DHS, while the flat-rate income provided for medical specialists will correspond to 5.5 times the minimum wage (15.554 DHS). And it is from this flat-rate income that the social contribution of general practitioners and specialists will be calculated.
For the compulsory health insurance contribution (AMO), it will be around 6.37% for general practitioners and specialists, while the retirement contribution will be around 10% for this same category. the CNSS.
Is it a logical and realistic calculation? We don’t know. In any case, this is the calculation set up in conciliation with the representatives of doctors from the private sector and the Ministry of Health, as the liaison body responsible for communicating to the National Social Security Fund the information necessary for the ‘registration of doctors.
When will doctors be able to benefit from this measure?
Initially, it will be necessary to wait for the publication of decree 98.15 relating to the basic compulsory health insurance scheme is published in the Official Bulletin (BO). Subsequently, the CNSS will take over in collaboration with the liaison body defined in the decree, namely the Ministry of Health.
The latter must provide the CNSS with a list of all the doctors who work in the private sector and who do not have social and medical coverage.
Once the CNSS has all of this information at the department of Khalid Ait Taleb, it will start the process of uploading data to its portal to start the process of registering private sector doctors with the CNSS. And there will certainly be a communication in this direction to inform the people concerned, assures us our source.
In addition, she notes, there are also delays that must be taken into consideration. “Sf the decree is published in the BO before May 1, the entry into force of the social security cover for doctors and architects will start from May 1. And we have a month to register them. There will therefore be no deduction of contributions between May 1 and May 30. The membership fee will only be deducted from June 1. This is the date when social security coverage will begin ”, The CNSS tells us, which is only waiting for the publication of the text today to take action.